The SouthState story is one of steady growth, deep community roots, and an unwavering commitment to helping our customers move forward. Since our beginnings in the 1930s to becoming a trusted financial partner across the South and beyond - we are known for combining personal relationships with forward-thinking solutions. We are committed to helping our team members find their success while maintaining the integrity of our values: building trust, fostering lasting relationships and pursuing excellence. At SouthState, individual contributions are recognized, potential is cultivated and team members are inspired to achieve their greater purpose. Your future begins here! ESSENTIAL FUNCTIONS As a Team Leader:
- Works with the Division and/or Regional President to create strategies business development goals for theirmarket
- Manages the performance of Commercial Bankers. Utilizes coaching strategies to motivate team andenhance performance
- Consistently evaluates the performance and production of each Commercial Banker. Provides coaching andfeedback to develop solution driven strategies to solve problems and answer questions
- Conducts regular one-on-one meetings with team members to ensure two-way communication is occurringand that a full understanding of processes, procedures, goals and expectations is realized
- Utilizes expertise and market knowledge to identify profitable prospects, develop business and contributeto the growth of the market and team
- Lead team sales meetings and participate in broader sales meetings
- Creates a positive and collaborative work environment
- Participates in community activities and contributes to the growth of the community while enhancing thevisibility of the Bank
As a Commercial Banker:
- Actively participates in a business development plan to build and retain full banking relationships with C&Icompanies
- Develop consultative relationships with prospects and clients in order to add value by deliveringappropriate banking solutions
- Collaborate effectively with Treasury Management Sales Officers, Capital Markets, Wealth, Mortgage, andRetail
- Manage the flow of credit requests through the appropriate channels to ensure the credit quality,responsiveness, structure and pricing meeting the needs of the client and the operating objectives of theBank
- Underwrite loan requests within the parameters of the Bank's policies and procedures. Ensure the loanpackages are accurate and complete when submitted to the appropriate Credit partner for approval
- Manage and service assigned loan portfolio and provide superior service to clients
- Create, maintain, and utilize an appropriate COI network relevant to Commercial Banking, which willpromote the Bank's market presence and result in referrals for both the bank and COI
- Ensure that all required documentation is in file for all loans and deposits
- Clear documentation or compliance deficiencies noted by Loan and Deposit Operations or other review
- Partner with Credit to properly risk grade each loan in the assigned portfolio and adjust risk grades ascircumstances change or new information becomes available
- Price each loan and deposit product according to current Bank pricing guidelines
- Document the credit quality, current competitive factors, or overall relationship circumstances that justifydepartures from the approved Bank pricing regulations
- Demonstrate a commitment to fair lending practices
- Remain knowledgeable of all laws and regulations governing the lending activities of financial institutions
- Ensure compliance with all applicable Bank policies and procedures, as well as all State and Federalregulations
- Reasonable accommodations may be made to enable individuals with disabilities to perform the essentialfunctions.
COMPETENCIES QUALIFICATIONS, EDUCATION, AND CERTIFICATION REQUIREMENTS
- Education: A Bachelor's degree in business, finance, banking or related field is required. Formal bankcredit training program completion is required. Graduation from a recognized school of banking is anasset
- Experience: Minimum of 15 years' commercial lending or middle market experience as well as 3-5 yearsmanagement experience; Experience should include significant loan structuring and credit analysisresponsibilities as well as client origination activities
- Knowledge: Extensive knowledge of all Bank products, services, procedures and practices. Must have anin-depth knowledge of Federal and State lending regulations and Bank policies relating to lendingprocedures. Familiarity with the local business community is strongly preferred.
- Skills: Must have well-developed sales, interpersonal, negotiating and problem-solving skills. Excellentwritten and verbal communication skills are necessary. Must have accounting and extensive credit skills.Must be detail oriented and possess the proven ability to prioritize complex work assignments. Mustexhibit excellent time management skills. Proven analytical skills and the ability to evaluate creditworthiness are needed. Must be proficient in the use of basic office equipment with an emphasis oncalculator and computer. Proficient use of Microsoft Word, Excel, and Outlook is necessary.
TRAINING REQUIREMENTS/CLASSES Required annual compliance training; New Employee Orientation PHYSICAL DEMANDS Must be able to effectively access and interpret information on computer screens, documents, and reports. Thisposition requires a large amount of time in front of a computer. This can be done sitting or standing with use ofthe right desk WORK ENVIRONMENT This position is in a private office. The position is located inside a cooled and heated facility with ability to go to abreak room or rest room during breaks. Telecommuting roles no matter if hybrid or 100% full time telecommuting must have a secure home officeenvironment that is free from background noise and distractions. They must also have a reliable private internetconnection that is not supplied by use of cellular data (hot spot). Cable or fiber connections are preferred.Requirements are subject to change, as new systems and technology are delivered. TRAVEL Travel may be required to come to meetings as needed. Equal Opportunity Employer, including disabled/veterans.
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